Products & Services

Welcome Home

What does your dream home look like? A little bungalow with big potential? A welcoming two-story with room for kids, pets and a basketball goal? A sleek loft high above the city? You’ve dreamed about owning a home, building equity, possibly gaining tax advantages and, of course having a place to call your own. When you are ready to purchase your dream home, come to Integrity Mortgage Funding. Our mortgage consultants will answer every question and guide you through each step of the home loan process, from application to closing. So whether you’re considering purchasing a new home, refinancing your existing one, or need assistance with your loan options, like renovation loans—we can help.

Loan Options That Fit You

Everyone is different. For every stage of life we have a loan to suit your needs. From your first home to theconstruction of your dream home; from refinancing to reinvesting, Integrity has the loan option that is right for you.

Home Loan Products & Services

Integrity is built on the personal, friendly service provided by our local mortgage consultants. Our goal is to help you purchase the perfect home by finding the perfect home loan program to fit your individual needs. We offer a wide variety of home loan options that are designed to provide maximum flexibility and meet your changing needs, with options such as minimal or no down payment financing. We provide FHA, VA, Conventional, USDA financing, and more. Each will help you maximize your benefits, tax advantages, and maintain your existing investments.

First Time Home Buyer Loans

Ready to buy your first home? With Integrity’s home loan programs, whether fixed or adjustable, Conventional, FHA, USDA, or VA you can expect:

• Fast and easy approval.

• Minimal or no down payment.

• Lower monthly payments with flexible programs

• Lenient credit qualifications.

Refinance Loans

Need to reduce your home payment? Take a look at your monthly home payment. Do you have the best rate? Are you paying too much? Is it time to get out of your adjustable rate loan and lock in a low fixed one? A lower monthly payment would give you a little extra cash. Our experienced mortgage consultants can help you find solutions to these issues and find the home loan program that is right for you. With fixed and adjustable rate programs available we can help you with the following:

• Lower your monthly payment

• Reduce the amount of interest you pay.

• Utilize your home equity to provide cash for any need.

• Pay off your home more quickly with the same payment amount.

Home Equity Loan

Do you need extra cash now or in the future? When you invest in your home each month, you build equity. It adds up fast. Think about all the major expenses you have coming up—college tuition, braces for the kids, maybe even a new car. A home equity line of credit could be the answer. Integrity Equity Loans allow you to:

• Consolidate high interest rate debt into one monthly payment.

• Obtain cash for any personal need.

• Receive tax-advantaged borrowing.

Home Renovation Loans

Need to update the look of your home? Do you need an additional bathroom or a larger kitchen? You need a Integrity Home Renovation loan. We can provide you with the funds for your specific home improvement needs with our flexible loan programs.

• Fixed and adjustable rate programs.

• Convenient one-time closings.

• Flexible schedules (3-12 month renovation periods).

• Available on primary residences and secondary homes.

• Pay interest only during construction.

Foreign National Loans

Are you a foreign national looking to purchase an investment property or second home in the U.S.? You may be able to use your non-U.S. credit history and assets to qualify. Our program includes a variety of options.

• Full documentation or reduced documentation home loan programs.

• Condominiums. planned unit developments and single family properties.

Credit Challenged loans

Do you have special financing needs? We want to help you own a home. Many programs exist for potential home buyers with less than perfect credit.

• Financing for recently discharged bankruptcies.

• Lenient credit qualifications.

• Minimal or no down payment financing.

• Reduced documentation program.

• Programs available for primary homes, second homes and investment properties.

Interest Only Home Loans

Want to purchase more house for less money? With an interest only loan, you are in control. You purchase the home of your dreams, achieve a lower monthly payment and possibly obtain tax benefits at the same time. Integrity has adjustable and fixed rate interest only options. Now you can free up more cash so you can:

• Save money or invest it how you choose.

• Grow home equity at a faster rate.

• Use the extra monthly savings to pay off debt.