Credit Scoring Part 7-Managing Your Debt Strategically
This may seem like a BFO (blinding flash of the obvious) but did you know that the way you manage your debt has a tremendous impact on your credit scores? What may come as a surprise is that there are some very common mistakes consumers make that can cost their credit score 100 points. I am committed to helping you create an overall debt strategy that leads to your long term financial freedom, and as your trusted advisor, I wanted to share this video tip with you of one of the best-kept secrets for improving your credit score. Tune in to discover what your credit card balance to limit ratio...
Read MoreCredit Scoring Part 6-Getting Your Mix in Check
I have a great tip that I want to share with you today, one that is sure to give you the knowledge you need in order to develop a high quality credit profile, with excellent credit scores! I often find there is a misconception when it comes to the mix of credit that is needed in order to generate excellent credit scores and because this mix makes up a percentage of your actual credit score, I thought you would find this video tip to be highly valuable. Tune in to learn which credit accounts are the ones to have and how you can use them as a tool for financial freedom. For more information on...
Read MoreCredit Scoring Part 5-Disputing Do’s and Don’ts
Have you scanned thru your credit report only to find a credit card with a whopping balance that doesn’t belong to you? What about a second mortgage listed, when you only have one loan on your home? Disputing items on your credit report is an absolute must, especially when you find information on your report that does not belong to you or is reported incorrectly. Did you know that if you do not follow the proper measures when disputing, then your efforts can actually have the opposite effect on your credit and your score could actually go down? I want to make sure that the effort and...
Read MoreCredit Scoring Part 4-Dispute, Negotiate or Wait
Dispute, negotiate or wait-these are the action steps you can take when it comes to cleaning up your credit. This can seem like a hefty task and since I realize that credit repair is not your full-time job, I thought I’d help simplify things for you and share a valuable tip. In this video clip, you will learn exactly where to start, whether you decide to open a dispute, negotiate or wait. Watch to learn some basic tips on the commitment involved in opening a dispute, some important resources that will educate you on the ins and outs of credit negotiation, and why waiting will cost you...
Read MoreCredit Scoring Part 3-Creating Your Take Action Plan Checklist
Hopefully by now, you have obtained a copy of your credit report and you’re ready to take action. I can recall going through my first credit report-I didn’t even know where to start! Knowing how confusing the layout of a credit report can be, I wanted to share a tip with you, on how the three bureaus, Equifax, Transunion and Experian list your information on their report. It might seem like Greek to you at first, but by the end of this video tip, you should feel comfortable enough to go through each trade line with a fine tooth comb and pick out any items that might be negatively...
Read MoreCredit Scoring Part 2-Get a Complete Picture of Your Current Credit Situation
You’ve seen the multitude of ads, commercials, and I’m sure you’ve even been barraged with mailers too, that say “Call today for your free credit report.” But how do you know which, if any, are legit? As a consumer myself, I often find all the advertisements to be overwhelming and that is why today, I want to share a quick tip with you on the three reputable means to obtain your own copy of your credit report. Watch to learn why pulling your own credit is a MUST and what key things to what to watch out for when ordering your report. Don’t live in fear of...
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